Even your insurance company provided you with insurance quotes from the time you bought your home, it should be reviewed again no matter what. Although they have formulas for revising the insured worth yearly, these formulas for home, auto insurance quotes
or health insurance quotes are not ideal. It is better that you regularly request for a review of your policy.

In addition, you should inform your agent regarding changes and revision since your previous review. Among the aspects that will affect your policy coverage are home renovations, home additions, pets and home inventory. Search for a way to keep you reminded about these.